Trusted by Nigerians worldwide

Receive money from anywhere in the world

Get a real USA bank account in minutes. Your friends and family abroad send money like a local transfer — you withdraw in Naira at the best exchange rate.

Bank-level security
Instant setup
Best rates
9:41
Available Balance
$2,450.00
₦ 3,920,000
Recent
From David
Today, 2:30 PM
+$500
From Sarah
Yesterday
+$1,200
Payment received!
US Account Ready

Get your account in 3 easy steps

No paperwork. No bank visits. No stress.

01

Create Account

Sign up with your email and phone number. Takes less than 2 minutes.

02

Complete KYC

Verify your identity with a valid ID. Quick, secure and fully online.

03

Get Your Account

Receive your dedicated US routing and account number instantly.

Banking made simple for Nigerians

We built Picolo specifically for Nigerians who receive money from abroad. No complexity, just results.

Instant Transfers

Your friends send money like a local US bank transfer. No international fees on their end.

Unbeatable Exchange Rates

We offer some of the most competitive Naira conversion rates available. More money in your pocket, every single time.

100% Secure

Your account and funds are protected with bank-level encryption and verification.

Always Available

Our support team is ready to help you via WhatsApp whenever you need assistance.

$0
Setup Fee
24hr
Account Ready
Best
Exchange Rate
Our Exchange Rate Promise
Always competitive, never fixed
No hidden deductions or charges
You see the rate before you withdraw
Paid directly to your Nigerian bank

Ready to receive money from abroad?

Join thousands of Nigerians already using Picolo to receive international payments.

Open Free Account